Title Deed in Sharjah: Ownership, Transfer & More

A title deed is the foundation of property ownership in Sharjah’s dynamic real estate market. Whether you are buying, selling, or just protecting your investment, knowing title deed issuance and transfer procedure in Sharjah is important. This guide takes you step by step through the entire process from collecting the required documents to retrieving your deed online.

What is Title Deed in Sharjah?

A title deed in Sharjah is an official document that is issued by the Sharjah Real Estate Registration Department (SRERD) to legally prove ownership of a property. This document is indispensable for property transactions by:

• Acquiring the legal ownership of a property.
• Acting as a point of reference during sales, rentals, and other property transactions.
• Core requirement for both buyer and seller to comply with regulation.

But it can still open up your eyes to a lot of things around protecting your investment and making a smooth transaction.

How to Get and Transfer Title Deed

1. Assemble Important Paperwork

The first essential component is to collect all the needed documents. Typically, you will need:

• Title Deed (Original): This is very critical if the property is being transferred.
• Previous Original Plan: Department of Town Planning and Survey property dimensions and structure.
• ID: A copy of your Emirates ID or passport.
• Utility Clearance: For built plots, obtain clearance from Sharjah Electricity, Water, and Gas Authority (SEWA) that no dues are pending.

2. Subscribing to the Memorandum of Understanding (MoU)

An MoU is prepared and signed by both the buyer and seller to define the sale terms. This document indicates how the names will be registered in the title deed and serves as a pre-agreement to ensure all parties are on the same page.

3. Get a No Objection Certificate (NOC)

Before the transfer, the seller needs to obtain a No Objection Certificate (NOC) from the relevant authority or developer. This certificate confirms that there are no objections to the ownership transfer, making the process smoother.

4. Settle Financial Obligations

Any fees related to the title deed should also be cleared. These include:

• Service Charge: AED 500 for issuance of the new title deed.
• Transfer Fees:
  • Buyer’s fee: 2% of the property’s contract price.
  • Seller's fee: 1% of the contract value of the property.

These fees relate to formally recording the property at a legal level.

5. Submit Documents to SRERD

Once you've completed this process, pay fees and submit all your documents to the Sharjah Real Estate Registration Department (SRERD). After processing, the new title deed is then issued on behalf of buyers in the name of the buyer, where the change of ownership is recorded through the title deed transference.

Digital Access to Title Deeds

To enhance convenience and security, the SRERD has linked the system with the UAE Digital Identity (UAE Pass) app. This option allows property owners to check their ownership and usufruct deeds directly from their phones through a digital platform.

Conclusion

Sharjah’s title deed transfer and issuance process follows a clear step-by-step guide to ensure the rights of sellers and buyers. In summary:

• Prepare your documents.
• Sign the Memorandum of Understanding (MoU).
• Obtain a certified No Objection Certificate (NOC).
• Settle all fees.
• Submit the documents to SRERD for processing.

Being aware of these procedures can not only protect your investment but will also establish you as a credible participant in the Sharjah real estate market. Whether you’re a first-time home buyer or a seasoned investor, knowing the ins and outs of the title deed process is crucial to your real estate success.

Need a Title Deed? Contact DDA Real Estate! We provide a wide variety of consulting services.