Off-plan properties
Buyers arriving from North America look for the homeowners' association and cannot find one. Thailand does not have HOAs — a condominium here is run by a registered legal entity of its own, with a manager who holds statutory powers and a committee elected by the owners.
The difference is not terminology. Voting weight follows the share of floor area you own rather than the number of units, and unpaid fees are enforced by blocking your sale rather than by a lawsuit.
Below is how the structure works, where the real power sits, what the rules can and cannot restrict, and the two documents that decide whether a building is well run. Regulations differ between buildings and the law is amended periodically, so confirm specifics for your own building.
Three things get confused with each other, and knowing which is which tells you who to talk to about what:
| Body | What it is | What it does |
|---|---|---|
| The juristic person | A registered legal entity owning nothing but acting for all owners | Holds the accounts, contracts and obligations |
| The manager | An appointed officer, often a management company | Day-to-day running, signs on the entity's behalf |
| The committee | Owners elected at a general meeting | Oversees the manager, approves within limits |
| The general meeting | All co-owners, weighted by area owned | Budget, regulations, appointments |
The manager is not your landlord and not a service provider you hired. They are an officer of a legal entity you part-own, which is why complaints work differently here than in a rented building.
This is the single most consequential difference from the associations foreign buyers know. Your voting weight is your share of the building's total floor area, not one vote per unit.
A large penthouse outvotes several studios. More importantly, a developer still holding unsold units controls the meeting, and in a newly completed building that is usually the case. Decisions taken in the first years often reflect the developer's preferences rather than the residents'.
Buyers routinely merge these and then find the second one unexpected. They are separate, calculated differently and paid at different times.
The common area fee is recurring, charged per square metre of your unit, and covers cleaning, security, gardens, pool and shared utilities. The sinking fund is a one-off contribution collected at purchase and held for major works. The sinking fund is the one to ask about, because most buyers never do: what it holds, what has been drawn from it and for what.
Here the Thai system is more effective than most, and it catches sellers by surprise rather than debtors.
A unit cannot be transferred at the Land Department without a certificate from the juristic person confirming that nothing is outstanding. No certificate, no transfer. Arrears do not produce a lawsuit, they produce an unsellable unit, and they accrue interest while they sit. Anyone buying should see that certificate, and anyone selling should request it early rather than in the final week.
This is why the certificate matters to a buyer as much as to a seller. Outstanding common fees attach to the unit rather than to the person who ran them up.
Buy without checking, and you inherit the arrears along with the keys. It is one of the recurring patterns described in the guide to avoiding scams when buying property in Thailand. The certificate is not paperwork, it is the check.
Each building writes its own regulations within the framework of the law, and they bind owners and tenants alike. The common ones:
Read the regulations before the contract, not after. They are a condition of ownership, they change by vote, and nobody hands them to you unprompted.
This trips up investors constantly. Letting a unit for under thirty days generally requires a hotel licence, which almost no condominium holds. That is the law.
Separately, the building's own regulations may ban it even where a licence exists. Both have to permit it, and a unit sold on its short-let income may satisfy neither. Ask the juristic office directly rather than the seller, and ask before price is discussed.
Foreigners may collectively hold up to 49% of a building's total floor area in freehold. The remainder is held by Thai owners or Thai companies.
Since votes follow area, that ceiling caps foreign influence at the meeting by design. A building with a full foreign quota still has a Thai majority in any contested decision. This matters when owners split along lines that correlate with nationality, which happens most often over short letting.
An annual general meeting approves the accounts and the budget. Extraordinary meetings handle anything urgent. Both require a quorum measured in floor area, and both are frequently inquorate at the first attempt.
Different decisions need different majorities, and the heavier ones — amending regulations, major expenditure — need more than a simple majority. Proxies decide most Thai condominium meetings, because absent owners are the norm. Whoever collects proxies shapes the outcome.
Most foreign owners are not in the country on meeting day, and a unit that never votes has no influence at all.
A written proxy solves it, and the building will have a prescribed form. Send it to someone who will actually attend rather than to the manager by default. Giving your proxy to the management is giving it to the person the meeting is supposed to oversee.
These are visible at a viewing if you know to look, and they predict the next ten years better than the lobby finish:
Security arrangements are part of the same picture, and what to ask about them is set out in the guide to security in Thai condominiums.
The warning signs are equally visible and rather more important:
An office that will not show the accounts, a manager appointed by the developer years after handover, visible deferred maintenance, a sinking fund nobody can describe, and high arrears. A building with large arrears has a funding problem that becomes yours the day you buy, because the shortfall is eventually met by a levy on everyone paying.
Ten minutes in that office tells you more than an hour with an agent. Six questions cover it:
An office that answers all six readily is itself the answer. Reluctance on the arrears question is the one to take seriously.
Renting does not put you outside the regulations. Pets, noise, guests, parking and pool rules apply to occupants regardless of who owns the unit.
What differs is that you have no vote and no standing at meetings, so a rule you dislike is simply a condition of living there. That asymmetry belongs in the comparison of renting versus buying in Thailand. Ask for the regulations before signing a lease, particularly about pets and guests.
It is possible and it is slow. Regulations are amended at a general meeting by the majority the law requires for that type of change, which is higher than a simple majority.
Realistically that means building support among owners with significant floor area, gathering proxies and putting the item on the agenda properly. One owner writing letters to the manager changes nothing, because the manager has no power to amend what the meeting adopted. The wider habits of dealing with Thai administrative bodies are covered in the survival guide to Thai bureaucracy.
The transition from developer control to owner control is the moment a building's future is decided, and most buyers miss it entirely.
Until enough units are sold, the developer holds the votes and usually appoints a management company from its own group. As units sell, that grip loosens. Ask how many units remain unsold and who currently appoints the manager — in an older building still managed by the developer's company, ask why.
Is there an HOA in Thailand?
No. A condominium is run by a registered legal entity with an appointed manager and a committee elected by owners. The powers and the enforcement mechanisms differ from an American association, so the analogy misleads more than it helps.
Can they stop me selling?
Effectively yes, if you owe money. A transfer at the Land Department requires a certificate from the juristic person confirming no outstanding fees. That is how arrears are enforced, and it is why they should be settled long before a sale.
Do I inherit the previous owner's debts?
Outstanding common fees attach to the unit, so in practice yes unless they are cleared at transfer. This is exactly what the debt certificate exists to prevent, which is why a buyer should insist on seeing it.
Can the building ban short letting?
Yes, through its own regulations, and separately the law requires a hotel licence for stays under thirty days. Both have to permit it. A unit marketed on short-let income may satisfy neither, so ask the juristic office before discussing price.
How do I vote if I live abroad?
By written proxy on the building's prescribed form. Send it to an owner who will attend rather than to the management, since the meeting exists partly to oversee the manager. A unit that never votes has no influence.
Nobody does it, and it tells you more about the next decade in a building than any viewing. DDA Real Estate is a real estate agency working in Thailand, and this is part of what we check before a client sees a unit: the fee per square metre and when it last moved, what the sinking fund holds, what proportion of owners are in arrears, and whether the regulations allow what the buyer intends to do.
Look at our offers in Thailand and leave a request: we will shortlist buildings whose rules match your plans, set out the running costs before you view rather than after an offer, and say plainly when a building's management is the reason to walk away.